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IBEW 116 Merger


Please read the following information carefully to be certain you are prepared for this temporary account access interruption, and what to expect when service resumes.

Transition Checklist
Service Wednesday, August 30th Thursday, August 31st Friday, September 1st
Branch Open as normal Closed Will open at 11:00 AM
Debit Cards IBEW debit card will turn off at 5:00 PM Debit Cards will not work Start using new Carter Credit Union debit card
Online Banking Goes Offline at 5 PM No access to Online Banking Can register for Carter's Online Banking
Carter Connect 24 (Audio Banking) N/A N/A Will be Available

Credit Cards

IBEW Credit Cards will work normally during this time. Transition to Carter Credit Union Cards will occur later in September.

Please note the transition dates on your calendar:

The transition to Carter Credit Union’s system will begin on Wednesday, August 30, 2023 at 5:00 P.M. and will continue through Friday, September 1, 2023 at 11:00 A.M.

Take care of special transactions before the transition dates:

The Fort Worth Branch will be closed on Thursday, August 31, 2023. Please visit the branch prior to the closure for any special in-branch transactions. Debit cards will be taken offline at 5:00 P.M. on Wednesday, August 30, 2023. During this time debit card usage will not be available and cards will not work. Please withdraw extra cash you might need during this period.

We understand that this change will come with some temporary inconveniences and delays. In the days leading up to – and following – the transition, we ask for your patience as we expect to receive higher-than-normal telephone calls and inquiries.

Updated Terms and Conditions


Frequently Asked Questions About the Transition

Yes. The safekeeping of member accounts and personal information is the Credit Union’s top priority.

Yes. The Fort Worth branch will be closed on Thursday, August 31, 2023 and will reopen at 11:00 A.M. on Friday, September 1, 2023.

Access to online banking on the IBEW 116 website will be disconnected at 5:00 P.M. on Wednesday, August 30, 2023. You can register for Online and Mobile Banking on Friday, September 1st at 11:00 A.M. Please use this link to register. You must have an email on file prior to registering. For issues or help with registering you can call us at 800-367-5026.

Members will need to keep using their IBEW debit Mastercard until 5:00 P.M. on August 30th. On September 1st, members can then transition over to their new Carter Credit Union debit card. Your new Carter Credit Union debit card will be mailed to you in August, but will not be available for use until September 1st. If you have lost or misplaced your new Carter debit card you can visit the Fort Worth Branch on September 1st for instant issue of a new card.

Yes. Your current checks will continue to process normally until December 1, 2023. Please plan to bring in your old books to the Fort Worth Branch and we will order you complimentary replacement books. If you order checks from third parties such as, please reach out to confirm the correct routing and account information.

Yes. Any ACH automatic deposits or automatic withdrawals you currently have set up will process as normal. Any new direct deposits will need to use Carter’s routing number, 311175983.

Payments will process as normal.

No but you may request it at anytime or you can print it out prior to the transition from IBEW’s online banking system.

Most member numbers will remain the same, however; you will no longer need to add the dot/period before the last two digits of your member number. There are a few members whose member numbers will change, and we will reach out to those individuals directly.

Yes. You can view these on Carter’s Online Banking platform, monthly statement or reach out to a Carter representative.

If you have any questions regarding this system transition please contact a Credit Union representative at (817) 335-3658 or (817) 335-1309.

Carter Connect24 is a FREE service to all Carter Credit Union members. Connect 24 allows members access to their accounts 24/7 from any touchtone phone. Visit these instructions to register your account on Friday, September 1, 2023.

This service allows you to:

  • Check your account balance
  • Verify cleared checks and debit transactions
  • Check deposits and withdrawals
  • Make loan payments from existing Carter accounts
  • Transfer between existing Carter accounts
  • Obtain recent account activity
  • Plus much more!

Carter Members have access to over 55,000 ATMs nationwide through the All Point Network. Visit to see all available ATM locations.

All Carter members have the benefit of doing business at credit unions across the country through Shared Branching. This benefit allows you to transact your credit union business at any credit union nationwide that is a member of a Credit Union Service Center. A Service Center is a network of offices shared by many credit unions.