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ACH Origination/Transfers

The Automated Clearing House (ACH) system allows a member to have electronic debits or credits automatically withdrawn from or deposited to his or her share account or checking account at Carter Credit Union. There are two types of ACH transactions:

ACH Originations

Automatic Deposits and Withdrawals with another financial institution. ACH originations are "originated" by the credit union to occur on a specified date each month.

ACH Receivables

Direct Deposit and preauthorized payments. To begin Direct Deposit of a check to a deposit account at Carter, please complete to form provided below and give to your employer's payroll department.

Carter Credit Union's Routing Number, 311175983, as well as the member's full membership number is required to set up a direct deposit or preauthorized payment.