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Checking Accounts

Checking That Fits Your Life

Your checking account should work the way you do. That’s why Carter Credit Union offers a variety of options to fit your everyday needs—from earning rewards and cash back to keeping things simple with free checking.

Find the checking account that fits you and get started today.

Earn cash rewards with your Rewards Checking account.  For additional savings open our Rewards Savings.

  • Free account
  • Earns 2.25% APY on balances up to $10,0001
  • 0.25% APY on balances above $10,000
  • No minimum balance required
  • Nationwide ATM refunds up to $25 per cycle
  • No penalties

Easy Qualifiers For Rewards Checking:

  • Make 11 debit card transactions posted & settled each cycle
  • One automatic transaction (direct deposit or ACH debit)
  • Enroll and receive e-Statements each month

OPEN NEW ACCOUNT

1Qualifiers for Rewards Checking must be met during statement cycle to earn 2.25% APY.  

Non-qualifying rate: 0.11% (if qualifiers are not met with each statement cycle)

 

Choose the free checking account that pays you back — Carter Cash Back pays you 3.00% cash back* on your everyday debit card purchases. For additional earnings open our Rewards Savings account! Earning these rewards is simple. 

  • Free account
  • No minimum balance required
  • No monthly service fees
  • Earns 3% cash back on debit card purchases up to $300
  • No penalties
  • Nationwide ATM refunds up to $25 per cycle
  • For additional earnings, open a Rewards Savings and earn more!

Easy Qualifiers For Carter Cash Back Checking:

  • Make 11 debit card transactions posted & settled each cycle
  • 1 ACH automatic transaction (direct deposit or ACH debit)
  • Enroll and receive estatements each month

OPEN NEW ACCOUNT

*Cash back earned on debit card purchases up to $300 per statement cycle. Qualifiers must be met to receive ATM refunds. 

Carter Classic Checking offers competitive dividend earnings for customers who maintain a higher monthly balance. There is no monthly service charge when a daily balance of $1,000 or greater is maintained.

  • No monthly service fees1
  • Earns exceptional dividends

OPEN NEW ACCOUNT

1 Must maintain $1,000 daily balance to avoid $6 monthly service charge

Carter's Free Checking account helps keep things simple for you. Our Free Checking account is great as a household account.

  • Free account
  • No minimum balance required
  • No monthly service fees
  • Free VISA debit card
  • Free electronic statements, mobile and video banking

OPEN NEW ACCOUNT