Skip to main content

Personal Accounts

When life happens. We’re here for you.

Whether you need a little extra cash for unexpected expenses or spending money for vacation, our “Anytime” Loan can help. Get money when you need it most deposited right into your account with just a few clicks taking less than a minute!

“Anytime” Loans are a smart alternative to other high-cost options and help you to build or repair credit. While there is no credit check required, repayment history will be reported to the credit bureau.

Borrow from $500 to $1,000 on YOUR 1st “Anytime” loan and up to $2,000 on YOUR  “Anytime” loan thereafter. 

Qualifying is EASY!

  • Accounts/loans at Carter Credit Union must be in good standing
  • Must be a Carter Member for more than 90 days
  • Must have Payroll via direct deposits (ACH) set up on your Carter account
  • This loan available for consumers only
  • Automatic Decisioning and funding (less than 2 minutes)
  • $5.00 Application Fee

It’s easy to apply for an “Anytime” Loan. You can do it anytime through online banking and mobile banking.

Apply Now

Whether you're consolidating debt, updating your kitchen or bath, saving for college or wanting to take that summer vacation, a personal loan from Carter Credit Union can help make it happen.

And as a local community driven credit union, we work closely with our members to match you with the product that is right for you and your situation.

Summary

  • Competitively low rates for your loan needs
  • Flexible terms customized to your unique situation

We offer the following unsecured loans:

  • Personal
  • Lines of Credit
  • Credit Cards
  • Salary Advance

Apply Now

Coverage Protection Plans

Buy your rate down further with additional Coverage Protection plans.

Learn More

Take advantage of your savings by borrowing your own money at great low rates while still earning your dividends. Carter makes borrowing easy!

  • Share Secured1
  • Certificate2

1 Share loan rates will be 2% above current share rate earnings

2 Certificate loan rates will be 2% above current certificate rate earnings

Apply Now

An education beyond high school is a great investment in your future. If you are mapping out your plans for the future, check out the many benefits in Sallie Mae’s Smart Option Student Loan Program.

  • Online application convenience
  • Competitive Rates/Fixed or Variable
  • Prepayment options to fit your needs
  • Minimum loan amount is $1,000
  • Available for undergraduate and graduate

View Additional Information and Apply