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Checking Accounts

Earn amazing rewards with your My Carter Rewards Checking account! This free account is great for debit card users and offers nationwide ATM fee refunds. There are no minimum balance requirements or service fees…simply a great checking with a great rate! 

  • Free account
  • Earns 2.25% APY on balances up to $10,0001
  • 0.25% APY on balances above $10,000
  • No minimum balance required
  • Nationwide ATM refunds up to $25 per cycle
  • No penalties

Easy Qualifiers For My Carter Rewards Checking:

  • Make 11 debit card transactions posted & settled each cycle
  • One automatic transaction (direct deposit or ACH debit)
  • Enroll and receive e-Statements each month

 OPEN NEW ACCOUNT

1Qualifiers for My Carter Rewards Checking must be met during statement cycle to earn 2.25% APY

Non-qualifying rate: 0.11% (if qualifiers are not met wtih each statement cycle)

Earn amazing rewards with your Beyond Rewards Checking & Savings combo! This account combo makes it easy to save by sweeping the interest earned from your Beyond Rewards Checking into your Beyond Rewards Savings each month.   

  • Free account
  • Earns 2.25% APY on balances up to $10,0001
  • 0.25% APY on balances above $10,000
  • No minimum balance required
  • Nationwide ATM refunds up to $25 per cycle
  • No penalties

Easy Qualifiers For Beyond  Rewards Checking:

  • Make 11 debit card transactions posted & settled each cycle
  • One automatic transaction (direct deposit or ACH debit)
  • Enroll and receive e-Statements each month
  • Open a Beyond Rewards Savings account

 OPEN NEW ACCOUNT

1Qualifiers for Beyond Rewards Checking must be met during statement cycle to earn 2.25% APY. Rewards Savings account is required at account opening with Rewards Checking. Interest from savings is swept into savings each month. 

Non-qualifying rate: 0.11% (if qualifiers are not met wtih each statement cycle)

 

Choose the free checking account that pays you back — Carter Cash Back pays you 3.00% cash back* on your everyday debit card purchases. That’s not all…Also enjoy up to $25 in refunds on ATM fees* nationwide!  Earning these rewards is simple. 

  • Free account
  • No minimum balance required
  • No monthly service fees
  • Earns 3% cash back on debit card purchases up to $300
  • No penalties
  • Nationwide ATM refunds up to $25 per cycle

Easy Qualifiers For Carter Cash Back Checking:

  • Make 11 debit card transactions posted & settled each cycle
  • 1 ACH automatic transaction (direct deposit or ACH debit)
  • Enroll and receive estatements each month

OPEN NEW ACCOUNT

*Cash back earned on debit card purchases up to $300 per statement cycle. Qualifiers must be met to receive ATM refunds. 

Carter Classic Checking offers competitive dividend earnings for members who maintain a higher monthly balance. There is no monthly service charge when a daily balance of $1,000 or greater is maintained. .

  • No monthly service fees1
  • Earns exceptional dividends

OPEN NEW ACCOUNT

1 Must maintain $1,000 daily balance to avoid $7 monthly service charge

Carter's Free Checking account helps keep things simple for you. Our Free Checking account is great as a household account.

  • Free account
  • No minimum balance required
  • No monthly service fees
  • Free VISA debit card

OPEN NEW ACCOUNT

Need help choosing the right checking account?

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