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Auto Loans

Roll off the lot in style and comfort with the ride and terms that are fit for you. At Carter Credit Union, we'll work closely with you to ensure you receive a rate and financing that's affordable for your situation.

Not only that, we offer a simplified pre-approval process for that extra bargaining power at the dealership. And everything is processed right here in your community, so the streamlined solution to your needs is never far away.

  • Competitively low rates for new or used vehicles
  • A wide range of terms customized to your unique situation
  • Flexible repayment terms up to 84 months
  • Up to 120% LTV NADA Value financing available
  • Simple Interest Loans
  • Simple pre-approval process for extra bargaining power
  • No pre-payment penalties
  • Friendly, personalized service from start to finish

Apply Now

Receive up to 0.25% APR discount on loans based upon your current deposit relationship. Click here for additional information.

Coverage Protection Plans

Buy your rate down further with additional Coverage Protection plans.

Learn More

Carter Auto Loan Discount Package
Products Loan Discounts Auto Recreational Personal
Mechanical Breakdown 0.20% Yes    
Dent Protection 0.05% Yes    
GAP (Guaranteed Asset Protection) 0.05% Yes Yes  
Multi-Shield Protection 0.05% Yes    
Life/Disability/Involuntary Unemployment 0.30% Yes Yes Yes
Life/Disability 0.20% Yes Yes Yes
Life/Involuntary Unemployment 0.20% Yes Yes Yes
Life 0.10% Yes Yes Yes