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Personal Accounts

Whether you're consolidating debt, updating your kitchen or bath, saving for college or wanting to take that summer vacation, a personal loan from Carter Credit Union can help make it happen.

And as a local community driven credit union, we work closely with our members to match you with the product that is right for you and your situation.


  • Competitively low rates for your loan needs
  • Flexible terms customized to your unique situation

We offer the following unsecured loans:

  • Personal
  • Lines of Credit
  • Credit Cards
  • Salary Advance

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Coverage Protection Plans

Buy your rate down further with additional Coverage Protection plans.

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Take advantage of your savings by borrowing your own money at great low rates while still earning your dividends. Carter makes borrowing easy!

  • Share Secured1
  • Certificate2

1 Share loan rates will be 2% above current share rate earnings

2 Certificate loan rates will be 2% above current certificate rate earnings

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An education beyond high school is a great investment in your future. If you are mapping out your plans for the future, check out the many benefits in Sallie Mae’s Smart Option Student Loan Program.

  • Online application convenience
  • Competitive Rates/Fixed or Variable
  • Prepayment options to fit your needs
  • Minimum loan amount is $1,000
  • Available for undergraduate and graduate

View Additional Information and Apply